ING Direct beefs up their security!

Wow, I think I like ING’s new security feature. It took some time setting it up, but I feel more confident that my financial info is secure.

The process:

1. You select an image (animal or flower) and have a phrase going with it

2. You answer about 9 personal questions.

3. You can register specific computers to skip the login security process

4. When you log in, you’ll be given two random personal questions, then you’ll see your image/phrase, and you’ll have to enter your pin.

And, you’re in.

Pretty hardcore.

Korean banks have extreme security features.

When you sign up for an account, you’re given your account book and a card with rows and columns of numbers.

When you try to initiate a fund transfer by phone or Internet, you have to register your computer.  You can have the certification data stored on your computer or bring a disk with you. They will ask you for this certification….verify…and then will ask for random numbers on the card you were given. Like what’s the number in row b column 7 and row d column 4.

Then, you can do the fund transfer.

Kinda annoying…but, helps protect!